Exclusive & Affordable Loans only for Permanent Employees!

How much do you need?

When is your next payday?

Interest:
Fees:
Total Repayment:
By submitting your information you give Bright Future Trading (Pty) Ltd t/a Bright Future Finance consent to perform a credit check with a credit bureau.

Enter your South African ID Number


Please note that these are only approximate figures. All rates are calculated on a daily basis as stipulated by the National Credit Regulator. Please request a quote from us to determine the actual repayment amount and installment(s) should you wish to apply for a loan.

ABOUT US


Bright Future Finance was founded in 2021 when a need for an affordable loan product exclusive to Permanent Employees throughout South Africa was identified by the founder of the Business. We envision a consumer friendly loan product together with easily manageable loan services, from your smartphone, laptop or desktop computer. Our mission is to assist our customers when the cost of everyday living expenses makes it difficult to cope with your available financial resources. Helping people in times of need with an affordable solution is our main goal.



HOW IT WORKS

 

CHOOSE AMOUNT

Establish the amount of money you need and on what terms you can afford to repay it.

 

ONLINE APPLICATION

Fill in our online application from your smartphone of other devise that is safe and secure. To determine whether you qualify for a loan, you need to provide us with your personal, monthly income and expenses as well as confirmation of your banking details.

 

VERIFICATION OF INFORMATION

You need to upload the last three month’s payslips as well as bank statements, reflecting payment of your salary into that bank account in order for us to verify the information that has been given to us.

 

APPROVAL OF LOAN

Once your employment as well as your financial information have been verified, we will inform you of the amount you qualify for, where after we will conclude a contract which you verify electronically or from your cell phone and the money gets paid into your bank account. The same account will then be debited on your pay date, where after you are welcome to approach us if need be.